Terms & Conditions
Last updated: January 2026
Introduction
These terms and conditions outline the rules and regulations for the use of Kredovario's website. By accessing this website, we assume you accept these terms and conditions. Do not continue to use kredovario.com if you do not agree to all of the terms and conditions stated on this page.
License
Unless otherwise stated, Kredovario and/or its licensors own the intellectual property rights for all material on kredovario.com. All intellectual property rights are reserved. You may view and/or print pages from kredovario.com for your own personal use subject to restrictions set in these terms and conditions.
Restrictions
You are specifically restricted from:
- Publishing any material from kredovario.com in any other media
- Selling, sublicensing and/or otherwise commercializing any material from kredovario.com
- Publicly performing and/or showing any material from kredovario.com
- Using this website in any way that is or may be damaging to this website
- Using this website in any way that impacts user access to this website
Your content
In these terms and conditions, 'Your Content' means any audio, video text, images or other material you choose to display on this website. By displaying Your Content, you grant Kredovario a non-exclusive, worldwide, irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will limit or exclude our or your liability for death or personal injury, or limit or exclude our or your liability for fraud or fraudulent misrepresentation.
Limitation of liability
In no event shall Kredovario, nor its directors, employees or agents, be liable to you for any indirect, incidental, special, consequential or punitive damages, including without limitation loss of profits, data, use, goodwill or other intangible losses.
Governing law
These terms shall be governed by and construed in accordance with the laws of the Netherlands, and you irrevocably submit to the exclusive jurisdiction of the courts in the Netherlands.
Changes
We reserve the right to revise these terms at any time. By using this website you are expected to review these terms regularly. Your continued use of the website following the posting of changes to these terms will mean that you accept those changes.
Contact
If you have any questions about these terms and conditions, please contact us at info@kredovario.com or by post to Kredovario, Herengracht 182, 1016 BR Amsterdam, Netherlands.